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Applications Open

FUNDING
&GROWTH

Personal loans from ₹5 lakh. Business capital from ₹50 lakh. Decisions in 24 hours, funds in your account within 3 business days.

Apply in 5 MinutesView Loan Options

At a Glance

LinkUp Finance helps customers, businesses, and self-employed professionals access loans across multiple categories with transparent terms and no hidden fees.

₹240Cr+Total Funded
97%Approval Rate
24 hrsDecision Time
5.9%Rates From
Check My Rate — No Credit Impact
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₹240Cr+Total Loans Funded
1,500+Happy Clients
97%Approval Rate
24 hrsAverage Decision
Trusted & Regulated By
Secure Lending
Transparent Terms
Fast Processing
Dedicated Support
Our Loan Products

Financing for Every Goal

Whether you're covering personal needs, growing a company, or financing an asset — LinkUp Finance has the right loan category and terms.

Personal Loans

From debt consolidation to home improvements. Borrow ₹1 lakh–₹1 crore with fixed monthly payments.

₹1 lakh–₹1 croreUp to 7 yrs
Learn more

Business Loans

Working capital, equipment, expansion. Fast funding for businesses generating ₹2 crore+ annual revenue.

₹50 lakh–₹5 croreUp to 10 yrs
Learn more
Why LinkUp

More approvals. Fewer hassles.

Decision in 24 hours — no waiting weeks
Soft credit check — no score impact to apply
256-bit encryption on all applications
4.9/5 stars from 8,400+ verified reviews
Dedicated loan officer assigned to you
Start My Application

Home Equity Loans

Tap into your home's value for major expenses. Competitive rates with potential tax-deductible interest.

₹25 lakh–₹5 croreUp to 30 yrs

LTV Up To

85%

of appraised value

Learn more

Vehicle Loans

New and used vehicle financing with same-day pre-approval and dealer-direct funding.

₹10 lakh–₹1.5 crore
Learn more

MSME Loans

Government-backed loans for small businesses. Lower down payments and longer repayment terms.

Up to ₹5 crore
Learn more
Simple Process

From Application
to Funded

Most applicants receive funds within 72 hours of applying. No confusing steps, no hidden requirements.

01

Apply Online in 5 Minutes

Fill out our secure online form with basic personal and financial information. No paperwork, no branch visits. Soft credit check only — zero impact on your score.

Available 24/7 — apply from your phone or laptop
02

Get Your Decision in 24 Hours

Our underwriting team reviews your application the same business day. You'll receive a pre-approval with exact rate, term, and monthly payment — no surprises.

Average decision time: 4.2 hours for qualified applicants
03

Funds in Your Account

Once you accept your offer and e-sign documents, funds are deposited directly to your bank account within 1–3 business days. Business loans may fund same day.

₹0 origination fees on personal loans under ₹50 lakh
Start My Application
Professional loan officer reviewing documents with client at bright modern office desk

Pre-Qualified in 60 Seconds

No documents required to check rates

By the Numbers

4.2 hrs

Avg. Decision Time

1–3 days

Time to Funding

₹0

Application Fee

620+

Min. Credit Score

Client Stories

Real People,
Real Results

4.9 / 5.0

8,400+ verified reviews

“I needed ₹45 lakh to expand my business and hire more staff before the festive season. LinkUp approved my loan within 24 hours, and the funds were credited in just 3 days. The process was smooth from start to finish.”
Rahul Sharma, Owner, Sharma Electricals from Delhi

Rahul Sharma

Owner, Sharma Electricals · Delhi

₹45 lakh

Business Loan

“I wanted a personal loan to consolidate my existing debts and manage my finances better. LinkUp offered me a competitive interest rate and a hassle-free approval process. Everything was completed online.”
Priyanka Verma, Software Engineer from Bengaluru

Priyanka Verma

Software Engineer · Bengaluru

₹18 lakh

Personal Loan

“Our MSME loan helped us purchase new machinery and increase production capacity. The team guided us through every document, and the loan was sanctioned much faster than I expected.”
Rajini Gupta, Founder, Patel Packaging Solutions from Ahmedabad

Rajini Gupta

Founder, Patel Packaging Solutions · Ahmedabad

₹1.2 crore

MSME Loan

“We took a home renovation loan to upgrade our kitchen and interiors. LinkUp offered a better interest rate than our bank, and the support team kept us informed throughout the process.”
Neha Kapoor, Homeowner from Pune

Neha Kapoor

Homeowner · Pune

₹30 lakh

Home Loan

Support Center

Frequently
Asked Questions

Everything you need to know about applying for a loan with LinkUp Finserv across personal, company, and asset-backed categories. Can't find your answer?

Still have questions?

Our loan specialists are available 7 days a week

9580823057 (Mon–Fri 8am–8pm IST)
contact@linkupfinserv.com
Contact a Loan Specialist
Most personal loan products require a minimum credit score of 620. Business and MSME loans start at 640. Home and asset-backed loans may require 680+. We look at your full financial picture — not just the score — so many applicants with lower scores are still approved.
No. The initial application only requires a soft credit inquiry, which does not affect your credit score. A hard pull is only initiated after you accept a formal loan offer, with your explicit permission.
Personal loan funds are typically deposited within 1–3 business days of signing your agreement. Business loans can fund as quickly as the same business day for amounts under ₹5 crore. MSME loans can take 4–6 weeks due to verification and documentation checks.
None. LinkUp Finance charges zero origination fees on personal loans under ₹50 lakh. There are no prepayment penalties on any of our loan products — pay off early and save on interest. All fees are disclosed upfront before you sign.
For business loans, you'll typically need: last 3 months of business bank statements, recent tax filings, a government-issued ID, and business registration details. Some loan products have lighter documentation requirements for amounts under ₹2.5 crore.
Absolutely. Self-employed applicants can qualify using bank statements, tax returns, or business income analysis. We work with freelancers, contractors, gig workers, and sole proprietors regularly. A dedicated loan specialist will guide you through the documentation.
Accepting Applications Now

Ready to Get Funded?

Join customers and businesses who choose LinkUp Finance for personal, company, and asset-backed loans. Check your rate in 60 seconds with zero impact to your credit score.

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15K+

Clients Funded

4.9★

Average Rating

₹0

Application Fee